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You can prequalify by clicking here ! It is very easy and secure and has no impact on your credit.

Citizens Pay checks eligibility using a soft credit pull which will only be visible to you and will not impact your score or be visible to other potential lenders.

Applying for a Citizens Pay Line of Credit is easy. You will be asked to provide your: Full name, date of birth, social security number, permanent residential address, mobile phone number, email address, and annual income. In some cases, you may also be asked to provide a previous address.

Your purchases may be returned to us within 10 days of delivery. Only watches in perfect condition that have not been worn and in their original packaging can be returned or exchanged. All refunds will be credited in the same tender used for the original purchase. For more information, please visit our Shipping & Returns page.

Delivery times vary depending on the brand and the model. Usually, it takes an average of two to three business days for your watch to be shipped (subject to availability).