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  • Finance your watch over 48 months, interest-free

Concept, Switzerland

0% Financing

Your dream watch finally accessible.

Receive financing over 48 months with 0% interest and no hidden fees. 100% online, instantaneous and no paperwork.

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4.9/5.0 | 463 reviews


Happy customers

Choose your watch

Explore our extensive collection of over 1600 watches from 26 prestigious brands. Whether you're looking for a timeless model or the latest technology, our assortment will meet all your expectations, offering a varied range for every style and preference.

0% financing

Once you've selected your watch, customise your financing plan by choosing a 12, 24, 36 or 48-month period. You also have the freedom to determine the amount of your deposit, allowing you to tailor your monthly payments to suit your budget.


Our financing process is as straightforward as possible: all you need to do is present valid identification. No more tedious administrative hassles, we've designed this stage to be as smooth as possible. What's more, this process is handled instantly during opening hours, for a no-wait experience.

Receive Your Watch

Once your finance has been approved, your watch is immediately ordered and shipped to your home securely and free of charge. Make sure you're there to sign for and receive the watch of your dreams. Now you can enjoy your purchase to the full.


With no fees or interest, you will pay the right price for your dream watch

Customer service

Our customer support team is here to help you with any issues

International Guarantee

All of the new watches come with an official warranty

Return Policy

Changed your mind? You have 10 days to return your watch.

Frequently Asked Questions

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    Am I eligible for a 0% loan?

    To qualify for 0% financing, you must meet the following criteria
    - Reside in Switzerland and have held a B or C permit for more than two years, or be a Swiss citizen.
    - Be at least 20 years old.

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    What documents do I need to apply for a 0% loan?

    You will only be asked for your identity document (B or C permit or Swiss identity document).

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    Does my watch come with a Warranty?

    All new watches are delivered with their original box and certificate as well as the official international warranty. Pre-owned watches are checked by a professional and, in case the original warranty has expired, Watchdreamer offers you a 12-month Warranty.

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    How long does it take to process my financing request?

    Your request is processed instantaneously from Monday to Friday between 8:00 am and 6:00 pm, and outside these hours within 12 hours.

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    Is a mortgage or a leasing considered a debt?

    No, it is not considered a debt for our financial partner.

Still have a question?

Read more here. Or, reach out.

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