Why is my application for a 0% financing rejected?

Your income has no impact on the decision communicated. The acceptance or refusal of applications is done instantaneously thanks to the aggregation of information on your payment habits, thus determining a score. If you would like more information, we invite you to request your personal extract, which for confidentiality reasons, we do not have access to, from the CRIF organization. The minimum score required to access 0% financing on our platform is 420.

Apply to find out your score using the following link: https://www.crif.ch/en/consumers-area/self-assessment

It is also possible that a negative information or a commitment above the threshold authorized by our financial partner to the ZEK might be the reason for refusal.

Make your request using the following link: https://www.zek.ch/fr-ch/preneurs-de-credit-et-de-leasing/donnees-sur-ma-personn