Concept, US

Watchdreamer Mobile Screen EN

Your dream watch finally available.

Receive financing over 36 months with 0% APR and no hidden fees. With our Soft Credit Check, pre-qualification has no impact on your credit score.
Our service is 100% secure and completely digital.

Check Eligibility

5 Reasons to Shop with Us ?

  • Soft Check Credit

    Our pre-qualification process has no impact on your credit score

  • Financing

    With no fees or interest, you will pay the right price for your dream watch

  • Customer service

    Our customer support team is here to help you with any issues

  • International Guarantee

    All of our new watches come with a manufacturer’s warranty

  • Our Return Policy

    Changed your mind? You have 10 days to return your watch up on delivery. See our full return policy here

Nicolas Hildenbrand Quote

In 2018, Watchdreamer create a new path to purchasing your dream watch. Our unique, fully digital service offers financing over 36 months with 0% interest. There’s a reason we’re the leader in watch financing.

Nicolas Hildenbrand
Watchdreamer Founder & CEO
Watchonista logo

The unique financing flexibility offered by watchdreamer is undoubtedly the main attraction for the customer. In the end, everyone wins. That's what watchdreamer is all about. The revolution is underway.


How Watchdreamer works ?

  1. Choose Your Watch

    We have more than 600 pieces

  2. Pre-Qualify

    with our Soft Credit Check

  3. Buy

    Quickly, with our instant financing request

  4. Receive

    Your watch will ship within two business days

  • 15+ Brands
  • 750+ Watches offered
  • 2800+ Happy customers

Frequently Asked Questions

You can pre-qualify one of two ways: Complete an application by clicking "Join Us" under Check Your Eligibility on the Home Page or by selecting a watch and clicking on the monthly payment button.

Citizens Pay checks eligibility using a soft credit pull which will only be visible to you and will not impact your score or be visible to other potential lenders.

Applying for a Citizens Pay Line of Credit is easy. You will be asked to provide your: Full name, date of birth, social security number, permanent residential address, mobile phone number, email address, and annual income. In some cases, you may also be asked to provide a previous address.

Your purchases may be returned to us within 10 days of delivery. Only watches in perfect condition that have not been worn and in their original packaging can be returned or exchanged. All refunds will be credited in the same tender used for the original purchase. For more information, please visit our Shipping & Returns page.

Delivery times vary depending on the brand and the model. Usually, it takes an average of two to three business days for your watch to be shipped (subject to availability).

Still have a question?
Read more here. Or, reach out.